Take the complexity out of your IFRS 9 ECL measurement

We help insurers navigate the intricacies of IFRS 9's Expected Credit Loss (ECL) framework with clarity and confidence. Whether you're refining your staging criteria, validating macroeconomic overlays, or aligning with audit expectations, our IFRS 9 ECL advisory services deliver tailored support across every phase of your ECL lifecycle.

What we offer: 

• ECL Model Design & Validation   Build or refine models that meet regulatory and audit standards — from PD/LGD/EAD calibration to forward-looking scenarios.
• Staging & Risk Segmentation Support: Clarify criteria for a significant increase in credit risk (SICR) and ensure consistent staging across portfolios.
• Governance & Documentation Strengthen your internal controls with clear Documentation, audit trails, and defensible assumptions.
• Macroeconomic Overlay Advisory: Integrate relevant forward-looking information and stress testing to enhance model responsiveness.
• Post-Implementation Reviews: Identify gaps, optimize disclosures, and prepare for regulatory scrutiny with confidence. 

Who we help:

• Life & Health Insurers
• General Insurance Insurers
• Caribbean, North American, and European Markets